About us
ICICI Home Finance Company Limited ("ICICI Home Finance" or "ICICI HFC") is one of the leaders in the Indian mortgage finance and realty space. Part of the ICICI Group, we have been driving innovation and growth in this sector. ICICI Bank is India's second-largest bank with total assets of 4,736.47 billion (US$ 93 billion) at March 31, 2012 and profit after tax Rs. 64.65 billion (US$ 1,271 million) for the year ended March 31, 2012 The Bank has a network of 2,755 branches and 9,363 ATMs in India, and has a presence in 19 countries, including India.
Our vision as a growing housing finance company is to make the dream of owning a new home come true, for millions of Indians. Our range of innovative products, from different type of home loans to property related services will help meet these dreams.
Business Overview
| • | Home Loans |
We offer a wide range of Home Loan products, designed to meet the requirements of our customer base. Our strengths lie in our quick processing and disbursement of loans, minimal documentation, doorstep customer service and nationwide network. |
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| • | Loan against Property |
Our wide range of Loan Against Property products enable property owners to unlock the wealth in their real estate assets. |
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| • | Fixed Deposit |
ICICI Home Finance Fixed Deposits are safe and yield maximum returns. Our Fixed Deposit product has been granted the credit rating of AAA by CARE and MAAA by ICRA. |
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| • | Retail Property Services: Home Search |
Through 'Home Search', we are changing the way Indians search for property to buy or lease. Thus making the process of buying a home even more transparent, reliable and convenient. You are able to find the home that you were looking for. |
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| • | Corporate Property Services |
The property market in India has undergone a major transformation and is aligned with global standards. As an organization with rich experience and deep insights in the real estate markets of India, ICICI Home Finance is uniquely positioned to offer the full range of corporate property services. |
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| • | Structured Finance Group |
Through Structured Finance Group, we play a role of intermediary and partner for both investors and developers. |
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| • | Construction Finance. |
The developer community is one of the key drivers of real estate growth adapting fast to tap the growing opportunities in this industry. The Construction Finance Group of ICICI Home Finance is instrumental in helping developers convert these opportunities to revenue generating projects. |
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ICICI Home Finance Company Limited is registered with National Housing Bank (NHB), the regulatory authority for the Housing Finance Companies. The various directions, guidelines issued by NHB which are applicable to HFCs, are available on the website http://www.nhb.org.in
ICICI Home Finance Company Limited is registered with National Housing Bank (NHB), the regulatory authority for the Housing Finance Companies. The various directions, guidelines issued by NHB which are applicable to HFCs, are available on the website http://www.nhb.org.in
