Home Loan – Eligibility
ICICI Home Finance offers Home Loans to Resident as well as Non Resident Indians
| • | You must be at least 21 years of age when the loan is sanctioned |
| • | The loan must terminate before or when you turn 65 years of age or age of retirement, whichever is earlier. |
| • | You must be salaried or self-employed with a regular source of income |
| • | Minimum age of co-applicant should be 18 years |
Home Loan Amount
It is restricted to a maximum of 80% of the cost of property (Agreement value + Stamp Duty + Registration charges) or the cost of construction as applicable.
How to enhance your eligibility
| • | If your spouse is an earning member, you can make him/ her a co-applicant. Their income will be considered to enhance the eligibility |
| • | In case of co-owners, they must necessarily be co-applicants |
