Home Loan – Rates & Fees
ICICI Home Finance ensures you get the best deal on Home Loans in terms of interest rates and other facilities. You can opt for a floating, fixed or a part fixed and part floating rate Home Loan.
| Charges | Home Loans |
| Loan Processing Charges / Renewal Charges |
0.5% of loan amount as Administrative Fee or Rs. 2,000, whichever is higher |
| Pre-payment Charges (Part) | Nil |
| Pre-payment Charges (Full) | 2% of Principal Outstanding including amount prepaid in the last 12 months |
Note: Service Tax and other taxes, levies, etc. applicable as per prevailing rate will be charged
over and above these charges.
Disclaimer: The rates, fees and charges etc. as stated herein above are subject to changes/ revision from time to time at the sole discretion of ICICI Home Finance.
Disclaimer: The rates, fees and charges etc. as stated herein above are subject to changes/ revision from time to time at the sole discretion of ICICI Home Finance.
The floating interest rate on ICICI Home Finance is linked to ICICI Home Finance Prime Lending rate (IHPLR) |
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| The IHPLR has been reduced by 50 basis points (i.e. 0.50%) with effect from June 04, 2009. Thus the IHPLR has been reduced from 15.25% to 14.75%. | |
| To know more about the change in IHPLR and its impact please click here (FAQs). | |
| For further queries regarding the change in rate, please get in touch with our call center. | |
