Customised Home Loans
No matter where in the world you are, we understand you and your needs when it comes to taking a Home Loan. Through ICICI Home Finance, we assure you of hassle-free Home Loans for renovation, construction or purchasing a plot of land for residential use. We make things even more simpler by customising various loans as per your specific home needs.
Note: The maximum loan amount is Rs. 1 crore and the minimum is Rs. 5 lakhs (INR).
As one of the largest Home Loan financiers in India, we go the extra mile to make your dreams come true. Be it simplified documentation, faster sanction or longer repayment periods, you get your loan easily, quickly and just the way you need it.
With multiple attractive features in every type of Home Loan that we offer, creating the home you always wanted is no longer a distant dream.
You can use this loan for these residential purposes:
| • | To purchase property |
| • | To construct a new home |
| • | To extend or renovate your home |
Loan tenure:
Salaried: Up to 15 yrs
Self-employed: Up to 10 yrs
Maximum loan eligibility
It is restricted to a maximum of 80% of the cost of property (Agreement value + Stamp Duty + Registration charges) or the cost of construction as applicable.
ICICI Home Finance helps you meet the internal, external and other structural improvement expenses of your home, through a Home Improvement Loan.
You can do lots more with these finances
| • | Renovate your home |
| • | Spend on few internal and external facilities |
| • | Repairs |
| • | Plumbing, painting etc. |
| • | Home extension |
| • | Furniture, fittings and fixtures |
Through ICICI Home Finance, apply for a Land Loan to buy residential land. Invest in a plot of land today and build it in future. This loan is specifically for non agricultural / non farm land, located within municipal limits.
Loan tenure:
Salaried : Up to 10 yrs
Self-employed : Up to 10 yrs
Maximum loan eligibility
65% of the total cost of property is subject to a maximum of Rs. 50 lakhs (INR)
