# icicihfc.com

> ICICI Home Finance offers Home Loan, Loan Against Property, Fixed Deposit, and more financial solutions with quick approvals and trusted services.

## Home

[Home Loan, Loan Against Property, Fixed Deposit & More Financial Solutions | ICICI HFC](https://www.icicihfc.com/en): ICICI Home Finance offers Home Loan, Loan Against Property, Fixed Deposit, and more financial solutions with quick approvals and trusted services.

## Branch locator

[Find ICICI Home Finance Branches Near You](https://www.icicihfc.com/en/about-us/branch-locator): Locate your nearest ICICI Home Finance branch quickly with our online branch locator. Access services, contact information, and directions easily.

## Articles

[Articles on Home Loans, Finance & Housing | ICICI HFC](https://www.icicihfc.com/en/articles): Read articles on home loans, housing finance, interest rates, eligibility, EMIs, and smart borrowing tips to make informed financial decisions.

## Policies

[Company Policies | ICICI Home Finance](https://www.icicihfc.com/en/about-us/policies): Read detailed company policies by ICICI Home Finance. Stay informed about corporate governance, transparency, and compliance practices.

## Contact us

[Contact ICICI Home Finance – Online Support & Assistance](https://www.icicihfc.com/en/about-us/contact-us): Find ways to connect with ICICI HFC for information on Home Loan, Fixed Deposit, and services. Access accurate details through secure online channels.

## Careers

[ICICI Home Finance Careers – Build Your Future in Finance](https://www.icicihfc.com/en/about-us/careers): Build your career with ICICI Home Finance. Join a trusted company offering growth, innovation, and leadership opportunities in housing finance

## Home loan approved faster how accurate documentation makes a di

[Documents Required for Home Loan: Get Faster Loan Approvals](https://www.icicihfc.com/en/articles/home-loan-approved-faster-how-accurate-documentation-makes-a-di): Understanding the documents required for home loan processing is key. Prepare smartly to avoid delays and ensure your application gets approved without hassle.

## Credit score checklist before you apply for a home loan online

[Credit Score for Home Loan: Tips to Boost Approval Chances](https://www.icicihfc.com/en/articles/credit-score-checklist-before-you-apply-for-a-home-loan-online): Learn why credit score for home loan matters. Discover steps to improve your score and increase your chances of approval when applying online.

## Service charges

[Service Charges & Fees | ICICI Home Finance](https://www.icicihfc.com/en/about-us/service-charges): Check applicable service charges and fees for ICICI Home Finance products. Access transparent details for Home Loan, Fixed Deposit, and related services.

## Dream home within reach increase eligibility with a co applican

[Dream Home Within Reach: Increase Eligibility with a Co-Applicant](https://www.icicihfc.com/en/articles/dream-home-within-reach-increase-eligibility-with-a-co-applican): Buying a home is one of the biggest milestones in life, but it often comes with a hefty financial commitment. With rising property prices, many ...

## How to apply online for home loan

[How to Apply Online for Home Loan | ICICI HFC](https://www.icicihfc.com/en/articles/how-to-apply-online-for-home-loan): In this blog, read about the Step-By-Step Guide to apply online for a home loan with ICICI HFC.  Also, know the eligibility criteria & documents required

## Challenges self employed applicants face in getting a home loan

[Home Loan for Self-employed: Key Challenges Explained](https://www.icicihfc.com/en/articles/challenges-self-employed-applicants-face-in-getting-a-home-loan): Getting a home loan for self-employed applicants can be tricky due to irregular income and extra paperwork. Learn the key challenges and how to overcome them.

## Home loan documents and eligibility required for salaried person

[Eligibility and Home Loan Documents required for a Salaried Person | ICICI HFC](https://www.icicihfc.com/en/articles/home-loan-documents-and-eligibility-required-for-salaried-person): If you are planning to apply for a home loan, you should know the Home Loan eligibility criteria & documents required for a salaried person.

## About us

[ICICI Home Finance – Trusted Housing Finance & FD Provider](https://www.icicihfc.com/en/about-us): ICICI HFC is a trusted housing finance and fixed deposit provider. Learn about our vision, values and customer-first approach with secure digital services.

## How to avoid emi defaults

[EMI Defaults - How to Avoid EMI Defaults | ICICI HFC](https://www.icicihfc.com/en/articles/how-to-avoid-emi-defaults): Sometimes you may not be able to pay your EMI which ends up defaulting on loan. Here are 4 tips on how to avoid EMI defaults and save yourself without affecting your CIBIL score.

## How to get a home loan with low cibil or credit score

[How To Get A Home Loan With Low CIBIL or Credit Score | ICICI HFC](https://www.icicihfc.com/en/articles/how-to-get-a-home-loan-with-low-cibil-or-credit-score): Learn how to get a home loan with a low CIBIL Score. ICICI HFC provides the best loan when you have a low credit score of less than 580 is considered poor or bad.

## Is it possible to get a home loan without income proof

[Find Out Which Bank Gives Home Loan Without Income Proof](https://www.icicihfc.com/en/articles/is-it-possible-to-get-a-home-loan-without-income-proof): Learn which bank gives home loan without income proof. Discover alternative eligibility criteria and smart ways to improve your chances of getting approval.

## Keep these pm awas yojana documents required for quick approval

[PM Awas Yojana Documents Required for Easy Approval](https://www.icicihfc.com/en/articles/keep-these-pm-awas-yojana-documents-required-for-quick-approval): Planning to apply for PM Awas Yojana? Keep these key documents ready to speed up your approval process and avoid unnecessary delays.

## Quick tips to get your home loan approved as a self employed bor

[Quick Tips for Self-Employed Home Loan Eligibility Success](https://www.icicihfc.com/en/articles/quick-tips-to-get-your-home-loan-approved-as-a-self-employed-bor): Discover how self-employed home loan eligibility works. Follow these tips to strengthen your profile and secure home loan approval without hassle.

## Step by step guide to get a home improvement loan

[Step-By-Step Guide to Get a Home Improvement Loan | ICICI HFC](https://www.icicihfc.com/en/articles/step-by-step-guide-to-get-a-home-improvement-loan): In this blog, read about the Step-By-Step Guide to get a home improvement loan by ICICI HFC.  Know the eligibility criteria & documents required for Home Improvement Loan.

## Enach registration process online

[eNach – Process & Steps to Register eNach Online | ICICI HFC](https://www.icicihfc.com/en/articles/enach-registration-process-online): eNach is the electronic process of helping the banks, to provide automated payment services. Here is a complete step to step guide on eNach registration online process for ICICI HFC.

## Privacy policy

[Privacy Policy and Data Protection Practices | ICICI HFC](https://www.icicihfc.com/en/about-us/policies/privacy-policy): Understand ICICI Home Finance’s privacy practices, including how customer information is collected, used, safeguarded, and disclosed.

## Understanding the end to end process of a loan against property

[Complete Guide to the Process of a Loan Against Property](https://www.icicihfc.com/en/articles/understanding-the-end-to-end-process-of-a-loan-against-property): Get funding without selling assets. Learn how the process of a loan against property  works and How HFCs simplify every step.

## User guide for mandate cancellation

[Mandate Cancellation Guide | ICICI Home Finance](https://www.icicihfc.com/en/articles/user-guide-for-mandate-cancellation): Learn how to cancel your EMI auto-debit mandate. Step-by-step user guide for mandate cancellation

## Calculators

[Home Loan & Finance Calculators | ICICI HFC](https://www.icicihfc.com/en/calculators): Access free online calculators for home loan EMI, eligibility, PMAY subsidy and more. Plan your finances smartly with ICICI Home Finance.

## Fd calculator

[FD Calculator - Fixed Deposit Interest Rate Calculator Online](https://www.icicihfc.com/en/calculators/fd-calculator): Use ICICI HFC's FD Calculator to calculate fixed deposit interest, maturity amount & returns instantly. Enter amount and tenure to estimate your FD returns online.

## Home loan eligibility calculator

[Home Loan Eligibility Calculator | ICICI HFC](https://www.icicihfc.com/en/calculators/home-loan-eligibility-calculator): Check your Home Loan eligibility instantly with ICICI Home Finance. Get insights to plan your loan journey with confidence and ease.

## Cyber security awareness

[Cyber Security Awareness | ICICI HFC](https://www.icicihfc.com/en/cyber-security-awareness): Stay protected online with ICICI Home Finance’s cyber security awareness guide. Learn safe practices to keep your financial information secure.

## Terms and conditions

[Terms and Conditions | ICICI Home Finance](https://www.icicihfc.com/en/about-us/terms-and-conditions): Read ICICI Home Finance’s detailed terms and conditions for services, Home Loan, and Fixed Deposit. Access essential information to make informed decisions.

## Employee

[Employee Services Portal | ICICI Home Finance](https://www.icicihfc.com/en/employee): Access employee tools, services, and internal resources. Designed to support ICICI Home Finance staff operations efficiently.

## Home loan emi calculator

[Home Loan EMI Calculator - Calculate Housing Loan EMI | ICICI HFC](https://www.icicihfc.com/en/calculators/home-loan-emi-calculator): Calculate your housing loan EMI, total interest & repayment schedule online. Use ICICI HFC's home loan EMI calculator - enter amount, rate & tenure now.

## Pmay subsidy calculator

[PMAY U 2.0 Calculator | Check Your Eligibility – ICICI HFC](https://www.icicihfc.com/en/calculators/pmay-subsidy-calculator): Calculate your Pradhan Mantri Awas Yojana (PMAY) U 2.0 subsidy in seconds. Know your eligibility, potential savings, and apply for your dream home today.

## Career detail

[Career-detail](https://www.icicihfc.com/en/about-us/careers/career-detail): 

## What makes fixed deposits safer than market linked instruments

[What Makes Fixed Deposits Safer Than Market-Linked Instruments?](https://www.icicihfc.com/en/articles/what-makes-fixed-deposits-safer-than-market-linked-instruments): When it comes to saving or growing your money, one question often comes up: Is a Fixed Deposit safe? For many Indians, whether they're planning ...

## Gdpr

[GDPR Compliance | ICICI Home Finance](https://www.icicihfc.com/en/gdpr): Learn how ICICI Home Finance protects your personal data under GDPR guidelines. Stay informed about data privacy and security practices.

## Loan guide

[Home Loan Guide & Resources | ICICI Home Finance](https://www.icicihfc.com/en/loan-guide): Visit our detailed Home Loan guide to understand products, eligibility, and repayment. ICICI Home Finance helps you make informed loan decisions.

## Investors

[Investor Relations & Updates | ICICI Home Finance](https://www.icicihfc.com/en/about-us/investors): Stay updated with ICICI Home Finance investor information, reports, and announcements. Explore detailed financial and performance insights.

## Eligibility

[Check Loan Eligibility Instantly on WhatsApp – ICICI HFC](https://www.icicihfc.com/en/loan-guide/eligibility): Quickly check your Home Loan eligibility on WhatsApp with ICICI Home Finance. Get instant responses, easy steps & trusted guidance.

## Sanction checklist

[Loan Sanction Checklist | ICICI Home Finance](https://www.icicihfc.com/en/loan-guide/sanction-checklist): Review the checklist of documents and steps required for loan sanction. Ensure a smooth and quick approval process with ICICI Home Finance.

## Impact of emi defaults on cibil score

[Impact of EMI Default on CIBIL Score | ICICI HFC](https://www.icicihfc.com/en/articles/impact-of-emi-defaults-on-cibil-score): Find what would happen if you default on paying EMI & how it can impact your CIBIL score and loan eligibility in various ways. Keep reading!

## Pmay u 2 0

[PMAY 2.0: Benefits, Eligibility & Subsidy | ICICI HFC](https://www.icicihfc.com/en/loans/home-loan/pmay-u-2-0): Get PMAY 2.0 subsidy up to ₹1.8 lakh on home loan. ₹36, 000 yearly benefit for 5 years. Apply now for Pradhan Mantri Awas Yojana & get PMAY Subsidy today!

## Fixed deposit

[Fixed Deposit – Earn Up to 7.35% FD Interest Rates | ICICI HFC](https://www.icicihfc.com/en/fixed-deposit): Open a Fixed Deposit online with ICICI HFC and earn FD interest rates of up to 7.35%. Choose flexible tenures from 1 to 5 years and apply today.

## Plot and construction loan

[Plot & Construction Loan for Dream Home | ICICI HFC](https://www.icicihfc.com/en/loans/home-loan/plot-and-construction-loan): Explore ICICI HFC loans for purchasing plots and building homes. View features, eligibility, and documentation to plan your property development.

## Top up loan with balance transfer

[Top-Up Loan & Balance Transfer for Home Loans | ICICI HFC](https://www.icicihfc.com/en/loans/home-loan/top-up-loan-with-balance-transfer): Switch to ICICI HFC with a Home Loan Balance Transfer and Top-Up. Benefit from higher eligibility and manage your home loan effectively. Apply today!

## Home loan

[Home Loan - Apply Housing Loan Upto Rs 5 Crore | ICICI HFC](https://www.icicihfc.com/en/loans/home-loan): Apply for a home loan with ICICI HFC at best home loan interest rates. Get housing loan up to ₹5 Crore, flexible tenure up to 30 years & quick approvals online.

## Salaried

[Home Loan for Salaried Employees with Higher Eligibility | ICICI HFC](https://www.icicihfc.com/en/loans/home-loan/salaried): ICICI Home Finance offers home loan for salaried employees with higher eligibility, helping you finance your home with trusted guidance and support.

## Lease rental discounting

[Lease Rental Discounting Loan – Unlock Rental Income | ICICI HFC](https://www.icicihfc.com/en/loans/lease-rental-discounting): Leverage your rental income with ICICI Home Finance’s Lease Rental Discounting Loan. Use your property’s rental earnings to secure funding for your needs.

## Self employed

[Home Loans for Self-Employed | ICICI HFC](https://www.icicihfc.com/en/loans/home-loan/self-employed): Self-employed individuals can apply for ICICI HFC home loans with required documentation, making it easier to achieve their dream of homeownership.

## How loan settlement affects cibil score

[How Settlements Affect the CIBIL Score for NPA Customers? | ICICI HFC](https://www.icicihfc.com/en/articles/how-loan-settlement-affects-cibil-score): A one-time loan settlement maybe a good option but, know how settlements can affect your CIBIL score. Further, learn what are the alternate solutions for any borrower. Read more!

## Your guide on how to apply for pradhan mantri awas yojana easily

[Your Guide on How to Apply for Pradhan Mantri Awas Yojana Easily](https://www.icicihfc.com/en/articles/your-guide-on-how-to-apply-for-pradhan-mantri-awas-yojana-easily): Buying a home is one of the biggest financial decisions most of us make. Whether it’s a small flat or a spacious family home, owning ...

## Documents

[Required Loan Documents | ICICI Home Finance](https://www.icicihfc.com/en/loan-guide/documents): View the complete list of documents needed for loan applications. Save time and ensure faster approvals with ICICI Home Finance.

## Application

[Partner Application Portal | ICICI Home Finance](https://www.icicihfc.com/en/partner/application): Apply to become a partner with ICICI Home Finance. Gain access to exclusive tools, resources, and business growth opportunities.

## Salaried

[Loan Against Property for Salaried – ICICI HFC](https://www.icicihfc.com/en/loans/loan-against-property/salaried): Salaried professionals can apply for a Loan Against Property with ICICI Home Finance, featuring digital documentation and trusted financial solutions.

## Real estate finance

[Real Estate Finance Solutions | ICICI Home Finance](https://www.icicihfc.com/en/loans/real-estate-finance): Get real estate finance solutions for residential and commercial projects with ICICI Home Finance. Explore funding options tailored to your needs.

## Self employed

[Loan Against Property for Self-Employed – Grow with Your Property](https://www.icicihfc.com/en/loans/loan-against-property/self-employed): ICICI Home Finance offers Loan Against Property with digital documentation and solutions designed to help you unlock the potential of your property.

## Top up loan with balance transfer

[Top-Up Loan & Balance Transfer on Property Loans | ICICI HFC](https://www.icicihfc.com/en/loans/loan-against-property/top-up-loan-with-balance-transfer): Transfer your Loan Against Property to ICICI HFC and access a Top-Up Loan. Benefit from higher eligibility and repayment options tailored to your needs.

## Dma application

[DMA-Application](https://www.icicihfc.com/en/partner/application/dma-application): 

## Rp application

[RP-Application](https://www.icicihfc.com/en/partner/application/rp-application): 

## Partner

[Become an ICICI HFC Partner – Trusted Loans, FD & Support](https://www.icicihfc.com/en/partner): Partner with ICICI Home Finance to offer Home Loan, Loan Against Property, Balance Transfer plus Top-Up, and Fixed Deposit. Get payouts, marketing assistance, and dedicated support. Register today!

## Assisted fd

[Broker Assisted Fixed Deposit | ICICI Home Finance](https://www.icicihfc.com/en/partner/assisted-fd): Invest in fixed deposits through authorized brokers. Get support, personalized guidance, and competitive FD interest rates.

## Broker registration

[broker-registration](https://www.icicihfc.com/en/partner/broker-registration): 

## Discontinuation

[Partner Discontinuation Notice | ICICI Home Finance](https://www.icicihfc.com/en/partner/discontinuation): View important information and updates regarding partner discontinuation policies and procedures at ICICI Home Finance.

## Paper publication and possession details

[Paper Publication & Possession Notices | ICICI HFC](https://www.icicihfc.com/en/property-auction/paper-publication-and-possession-details): View official paper publication and property possession details related to property auctions and legal notices.

## Properties

[Property Auctions | Auction Properties – ICICI HFC](https://www.icicihfc.com/en/property-auction/properties): Browse auction properties across India. Find verified listings, reserve prices, and auction details with ICICI Home Finance.

## Property auction

[ICICI Home Finance Property Auction – Buy Homes & Plots](https://www.icicihfc.com/en/property-auction): Find ICICI Home Finance property auctions online. Bid for flats, plots, and commercial spaces at great prices. Explore listings and grab your dream property today!

## View details

[View Details](https://www.icicihfc.com/en/property-auction/properties/view-details): 

## Services

[Services & Support | ICICI Home Finance](https://www.icicihfc.com/en/services): Discover our range of services, customer assistance tools, calculators, and loan support resources.

## Apply fd online

[Apply Fixed Deposit Online | ICICI Home Finance](https://www.icicihfc.com/en/services/apply-fd-online): Open a fixed deposit online in just a few steps. Enjoy attractive interest rates, flexible tenure, and secure savings with ICICI Home Finance.

## Know how fixed deposit interest rate is calculated

[How Fixed Deposit Interest Rate is Calculated – FD Calculator | ICICI HFC](https://www.icicihfc.com/en/articles/know-how-fixed-deposit-interest-rate-is-calculated): A fixed deposit calculator helps customers in calculating the total maturity amount for their account based on the interest rate for a specific time period.

## Forms

[Download Loan & Service Forms | ICICI Home Finance](https://www.icicihfc.com/en/services/forms): Access and download important ICICI Home Finance forms for Home Loan, Fixed Deposit, and Services. Enjoy quick and convenient access to essential documents.

## Loans

[Home & Property Loans | ICICI Home Finance](https://www.icicihfc.com/en/loans): Explore home loans, LAP, commercial property loans, and more. Compare options and choose the right loan for your financial needs.

## Renovation loan

[Home Renovation Loan – Quick Funds for Your Makeover | ICICI HFC](https://www.icicihfc.com/en/loans/home-loan/renovation-loan): Learn about home renovation loan options from ICICI HFC. Review documentation, eligibility, and product details to plan your home improvements.

## Lap emi calculator

[Loan Against Property EMI Calculator | ICICI HFC](https://www.icicihfc.com/en/calculators/lap-emi-calculator): Easily calculate EMI for your Loan Against Property with ICICI Home Finance. Plan repayment schedules and choose options that suit your finances.

## Commercial property loan

[Commercial Property Loan | ICICI Home Finance](https://www.icicihfc.com/en/loans/commercial-property-loan): Apply for commercial property loans with flexible repayment, competitive interest rates, and quick approvals. Grow your business with ICICI Home Finance.

## Loan against property

[Loan Against Property | ICICI Home Finance](https://www.icicihfc.com/en/loans/loan-against-property): Get a Loan Against Property from ICICI Home Finance. Benefit from higher eligibility and trusted solutions designed to support your financial requirements.

## Loan service

[Loan Service Portal | ICICI Home Finance](https://www.icicihfc.com/en/services/loan-service): Access ICICI Home Finance Loan Service Portal to manage your home loan, check details, raise requests, and get quick assistance in one secure place.

## View my application

[View My Application - ICICI Home Finance](https://www.icicihfc.com/en/services/view-my-application): Track your ICICI Home Finance Loan application status online easily. Stay updated on your loan progress anytime with our secure and hassle-free tracking service

## How to open an fd for better returns with hfcs

[How to Open an FD for Better Returns with HFCs](https://www.icicihfc.com/en/articles/how-to-open-an-fd-for-better-returns-with-hfcs): Learn how to open an FD with ICICI HFC for better interest rates, flexible options, and a seamless online process. A smart, secure way to grow your savings.

## When to choose home loan against property

[Loan Against Property: When It’s the Right Choice](https://www.icicihfc.com/en/articles/when-to-choose-home-loan-against-property): Learn how a loan against property works and when it’s ideal. Let ICICI HFC guide you through options with competitive rates.

## How to calculate fd interest payouts

[How to Calculate FD Interest: Monthly, Quarterly or Annual](https://www.icicihfc.com/en/articles/how-to-calculate-fd-interest-payouts): Learn how to calculate FD interest and compare monthly, quarterly, and annual payout options. Choose the right ICICI HFC FD plan to match your financial goals.

## Why choose hfcs for fixed deposit

[How to Open an FD for Better Returns with HFCs](https://www.icicihfc.com/en/articles/why-choose-hfcs-for-fixed-deposit): Learn how to open an FD with ICICI HFC for better interest rates, flexible options, and a seamless online process. A smart, secure way to grow your savings.

## How to evaluate fixed deposit interest rate

[Fixed Deposit Returns: How Much Interest Can You Earn?](https://www.icicihfc.com/en/articles/how-to-evaluate-fixed-deposit-interest-rate): Learn how FD interest is calculated and how much interest you can earn on a fixed deposit. Understand rates, tenure, compounding, payout options, and returns.

## Fixed deposit for self employed and salaried investors

[How FD Works for Business Owners and Salaried People](https://www.icicihfc.com/en/articles/fixed-deposit-for-self-employed-and-salaried-investors): Find out how FD works for salaried and self-employed people. Get insights on returns, flexibility, and strategies for smart savings.

## Loan against property process

[A Complete Guide to Claiming Tax Benefits on Your Home Loan](https://www.icicihfc.com/en/articles/loan-against-property-process): Nearly 79% of urban Indians plan to fund their next home with a loan. This preference is good news for your wallet, as every monthly ...

## Fixed vs floating interest rate home loan

[What are Floating and Fixed Interest Rates in a Home Loan](https://www.icicihfc.com/en/articles/fixed-vs-floating-interest-rate-home-loan): Fixed vs floating home loan interest rate? Learn the key differences, how market shifts impact your EMI, and choose the right structure for your financial goals.

## Difference between cibil score and cibil report

[Understanding CIBIL Score and Report for Home Loans](https://www.icicihfc.com/en/articles/difference-between-cibil-score-and-cibil-report): Understand the difference between credit score and CIBIL Score, CIBIL Report details, and how both help borrowers prepare for a home loan application