Introduction
We cherish our valued relationship and are happy to be a part of your dream fulfilment journey. Also, we appreciate your commitment towards achieving your dream. You have paid all your EMIs regularly. This will help you achieve your dream in the desired period.
Well, why not share the joy of achieving dreams with people around you? We are delighted to announce the launch of ICICI HFC Product Referral Programme. The Referral Programme is only for our existing customers like you.
Under the programme, you can refer multiple ICICI HFC products like, Home Loan, Loan Against Property, Gold Loan or Fixed Deposit to your family or friends and help them fulfil their most coveted life goals.
What's more, you can win exciting rewards including an EMI refund* for two successful referrals as a small gesture from our side! We look forward to serving you and your acquaintances. Goals big and small, we finance them all.
Go ahead, spread happiness.
How does this referral programme work?
You can refer anyone including your family members, relatives or friends and start earning rewards in 3 easy steps
Step 1: Share your referrals with us
Step 2: We will contact the referee for the loan requirement
Step 3: Start earning rewards once the referral is successful*
Start Referring
You can start referring your family members, relatives or friends right here.
Customer Referral Form
Rewards to be earned under the programme
You can win exciting rewards including an EMI refund. Please refer the following table to understand the rewards you can win for successful referrals.
| If you are | You refer | You win |
| An existing Home Loan / Loan Against Property / customer | 1 customer for Home Loan / Loan Against Property | ICICI HFC branded merchandise |
| An existing Home Loan / Loan Against Property / customer | 2 customers for Home Loan / Loan Against Property | EMI refund* |
| An existing Home Loan / Loan Against Property / customer | 1 customer for Fixed Deposit / Gold Loan | E-vouchers up to 1000/- as per FD/Gold loan ticket size |
| An existing Fixed Deposit / Gold Loan customer | 1 customer for Home Loan / Loan Against Property | Rs 5,000 voucher |
| An existing Fixed Deposit / Gold Loan customer | 1 customer for Fixed Deposit / Gold Loan | E-vouchers as per Gold loan ticket size |
Frequently Asked Questions
1. What is the referral programme all about?
The ICICI HFC referral programme serves as a platform for our existing customers through which they can refer ICICI HFC products like, Home Loan / Loan Against Property / Gold Loan / Fixed Deposit to their family members and friends.
2. Who is eligible for the campaign?
Only existing customers of ICICI HFC are eligible for rewards under this programme.
3. What are the rewards to be won under the programme?
The referral programme has different rewards in the form of EMI refund, branded merchandise and e-gift vouchers for the referrer. Please refer the information in the section 'Rewards to be earned under the programme' for details about the rewards.
4. How do I share references for the programme?
You can fill your details along with the referral details in the form above
5. Can I refer my domestic help, driver or office support staff looking for ICICI HFC products?
Yes. In line with the Government’s objective of ‘housing for all by 2022’, ICICI HFC has launched Apna Ghar Dreamz affordable housing loan to help people with low income like your support staff for example maids, drivers, security persons, carpenter, plumber, vegetable and fruit seller, skilled labourers and small and micro business owners. You can play your part by helping them fulfil their dream of owning a home with financing option from ICICI HFC. What’s more, you will also create a lot of goodwill from the community. You can also refer them for other loans like a Gold Loan or a Fixed Deposit investment.
For Apna Ghar Dreamz Home Loan referral, please click here.
6. Will I be responsible for repayment of loan for the people I refer?
No
7. Will I need to act as a guarantor for people I refer?
No
Terms and Conditions
- ICICI HFC will refund lowest EMI of two Home loan referrals to the referrer in 6 months after loan is disbursed to the referred customers
- ICICI HFC will send e-gift gift vouchers to Fixed Deposit and Gold loan referrer in 7 working days after loan is disbursed to the referred customer
- ICICI HFC has the right to cancel or terminate the said offers at any time
- If gift voucher validity expires, ICICI HFC will not be responsible to renew the voucher
- All disputes/Grievances are subject to the courts of Mumbai only
- In case of delays in reward please raise your query on
or Call us at 1800 267 4455
