About Us
Built on Trust. Enabling Housing for All
ICICI HFC, a wholly owned subsidiary of ICICI Bank, brings trust, stability, and specialized housing finance solutions. Regulated by NHB and RBI, and rated AAA/Stable by CRISIL, ICRA, and CARE, we strive to make home ownership and safe investments possible for every Indian.
Our Leadership
ICICI HFC is managed by a team of seasoned professionals with extensive experience in various domains.
Nationwide Presence, Localised Expertise
From 6 branches in 2017 to 230+ branches across India today – our growth reflects our commitment to being where our customers need us. With over 5,900 employees as of March 2025, we've built a network that combines national reach with regional understanding.
Branches
230+ across India
Team
5,900+ professionals
AUM
₹38,000+ crore*
Network
20,000+ distribution points
*As of March 31, 2025
The ICICI HFC Way
Our strength lies in making loan processing simple by designing every interaction around customer convenience.
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Quick Processing
Digital-first processes, from application to sanction to disbursal
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Better Eligibility
Various assessment methods ensure the best eligibility for customers
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Wide Profile Coverage
Structured to ensure that various customer profiles can apply
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Variety of Properties
Extensive property types are eligible for application
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Expert Guidance
Relationship managers who understand customer-specific needs
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Product Portfolio
Home Loan
Home Loan
Plot + Construction
Plot + Construction
Loan Against Property
LAP
PMAY-U 2.0 Subsidy
PMAY-U 2.0
Fixed Deposit
Fixed Deposit
Other Loan Products
Other Loan Products
Home Loan
Buy or build a home, transfer your loan, or top-up to renovate – flexible home loan plans for your unique profile and requirements.
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Plot + Construction
Avail funds for plot purchase and house construction – Get the best Plot and Construction Loan, so you can build your dream home, your way.
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Loan Against Property
Take a Loan Against Property (LAP) and ensure you don’t miss out on the chance to expand your business. Already have a LAP with another financial institution? You can easily transfer your existing LAP to us and enjoy better terms.
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PMAY-U 2.0 Subsidy
Secure affordable housing with expert support, helping you avail Govt. subsidy of up to ₹1.80 lakh under PMAY-U 2.0 on your ICICI HFC home loan.
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Fixed Deposit
In just a few clicks, book an FD and grow your money – reliable, safe, and fixed high returns backed by ICICI’s legacy of trust.
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Other Loan Products
From Real Estate Finance to Lease Rental Discounting and Commercial Property Purchase Loans, we offer tailored options to meet your needs.
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