About Us

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Vision,Overview,Our Leadership,Our Presence,Our Commitment,Our Product Portfolio
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Vision

To be the preferred housing finance provider delivering value to customers.

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vision

Built on Trust. Enabling Housing for All

ICICI HFC, a wholly owned subsidiary of ICICI Bank, brings trust, stability, and specialized housing finance solutions. Regulated by NHB and RBI, and rated AAA/Stable by CRISIL, ICRA, and CARE, we strive to make home ownership and safe investments possible for every Indian.

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Universal HFC
Pan-India presence
Tech-enabled, human-assisted
Extensive partner ecosystem
Decades of trust
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overview

Our Leadership

ICICI HFC is managed by a team of seasoned professionals with extensive experience in various domains.
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Shalu Bansal, MD & CEO – ICICI HFC
Shalu Bansal
Managing Director & CEO
Rakesh Jha, Non-Executive Director – ICICI HFC
Rakesh Jha
Non-Executive Director
Ajay Kumar Gupta, Non-Executive Director – ICICI HFC
Ajay Kumar Gupta
Non-Executive Director
G. Gopalakrishna, Independent Director – ICICI HFC
G. Gopalakrishna
Independent Director
Sandhya Gadkari Sharma, Independent Director – ICICI HFC
Sandhya Gadkari Sharma
Independent Director
Dilip Kumar Pal, Independent Director – ICICI HFC
Dilip Kumar Pal
Independent Director
Suvalaxmi Chakraborty, Independent Director – ICICI HFC
Suvalaxmi Chakraborty
Independent Director
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our-leadership

Nationwide Presence, Localised Expertise

From 6 branches in 2017 to 245+ branches across India today – our growth reflects our commitment to being where our customers need us. With over 5900 employees as of June 2026, we've built a network that combines national reach with regional understanding.

Branches

245+ across India

Team

5900+ professionals

AUM

₹50,000+ crore*

Network

30,000+ distribution points

*As of June 31, 2026

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our-presence

The ICICI HFC Way

Our strength lies in making loan processing simple by designing every interaction around customer convenience.
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Quick Processing
Digital-first processes, from application to sanction to disbursal
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Better Eligibility
Various assessment methods ensure the best eligibility for customers
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Wide Profile Coverage
Structured to ensure that various customer profiles can apply
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Variety of Properties
Extensive property types are eligible for application
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Expert Guidance
Relationship managers who understand customer-specific needs
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Product Portfolio

Home Loan
Home Loan
Plot + Construction
Plot + Construction
Loan Against Property
LAP
PMAY-U 2.0 Subsidy
PMAY-U 2.0
Fixed Deposit
Fixed Deposit
Other Loan Products
Other Loan Products
Home Loan
Buy or build a home, transfer your loan, or top-up to renovate – flexible home loan plans for your unique profile and requirements.
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/en/loans/home-loan
Plot + Construction
Avail funds for plot purchase and house construction – Get the best Plot and Construction Loan, so you can build your dream home, your way.
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/en/loans/home-loan/plot-and-construction-loan
Loan Against Property
Take a Loan Against Property (LAP) and ensure you don’t miss out on the chance to expand your business. Already have a LAP with another financial institution? You can easily transfer your existing LAP to us and enjoy better terms.
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/en/loans/loan-against-property
PMAY-U 2.0 Subsidy
Secure affordable housing with expert support, helping you avail Govt. subsidy of up to ₹1.80 lakh under PMAY-U 2.0 on your ICICI HFC home loan.
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/en/loans/home-loan/pmay-u-2-0
Fixed Deposit
In just a few clicks, book an FD and grow your money – reliable, safe, and fixed high returns backed by ICICI’s legacy of trust.
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/en/fixed-deposit
Other Loan Products
From Real Estate Finance to Lease Rental Discounting and Commercial Property Purchase Loans, we offer tailored options to meet your needs.
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