Home Loan Self Employed

Unlock Your Dreams, simplified by ICICI HFC's thoughtful solutions.

Overview

Meet Priya, who once dreamed of a home to create cherished memories. With ICICI HFC's Home Loan, she took the next step, turning her dream home into a reality.

Why Priya chose ICICI HFC Home Loan ?

Customised Solutions

ICICI HFC offers wide Home Loan products from Prime, Near-Prime and Affordable to fit your unique needs, just like Priya did to match her dream home aspirations.

Various Property Type

ICICI HFC makes sure you get the property you desire*.

Different Income Source

Whether you are salaried, self-employed or a business owner, ICICI HFC has a home loan solution for different income sources. 

How It Works: Simple as 1-2-3!

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Calculate Your Budget

Priya used our calculator to ensure her dream home aligns seamlessly with her financial plan. Click here

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Quick Sanction:

Just like 1000s others, Neha got her Home Loan Provisional sanction in 3 minutes with a WhatsApp ‘Hi’ on
80964 59555.

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Min Documentation Approval

ICICI HFC approves Home Loan application, ensuring it's customised to suit her financial comfort.

1

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Calculate Your Budget

Priya used our calculator to ensure her dream home aligns seamlessly with her financial plan. Click here

2

arrow-icon
economic

Quick Sanction:

Just like 1000s others, Neha got her Home Loan Provisional sanction in 3 minutes with a WhatsApp ‘Hi’ on
80964 59555.

3

arrow-icon
economic

Min Documentation Approval

ICICI HFC approves Home Loan application, ensuring it's customised to suit her financial comfort.

Why Owning a Dream Home Matters: Priya lives in the home she always dreamed off and she now makes countless memories.

Join Priya and countless others and turn your dream home a reality with ICICI HFC. Click here

Just keep the following documents ready…

Identity and Residence proof (KYC) documents

  • PAN Card / Copy of Form 60
  • Aadhar Card / Valid Driving Licence / Valid Passport / Utility bill in your name (Electricity / Broadband / Water, etc)

Income Documents:

Submit the 3 documents as mentioned below

  • Income Tax Returns with income computation for the last 2 Assessment Years (attested by a CA)
  • Last 2 years’ Balance Sheet and Profit & Loss A/c Statements (attested by a CA)
  • Last 12 months' Current A/c Statements (business entity and individual)

Property Documents:

We specialise in financing a wide range of properties. However, we understand that each property is unique, and so are the documents required.

Don't worry, though; we've simplified the process for you! Walk into our nearest branch to meet our friendly experts who will guide you through the exact documentation needed based on your chosen property.

See Your Dream Unfold

Use our calculator to find out the home loan amount and EMI.

Home Loan Calculator

Loan Amount

Total Interest

Loan Amount

Interest Amount

Repayment Amount

Monthly EMI

Loan Amount

Monthly EMI

You are eligible for a home loan.

Boost your eligibility

Dreams are stronger when shared. Add a co-applicant—be it your spouse or parents—and watch your dream home become an achievable reality.

 

Eligibility Type Salaried Individuals Self Emplyoyed Individuals
Nationality Indian, residing in India and Non-Resident Indian Indian, residing in India
Age (Primary applicant) 23 to 60 years, for resident Indians 25 to 60 years, for NRIs 28 to 70 years
Minimum income ₹ 12,000 p.m. ₹ 1.5 lakh p.a. (Profit After Tax)
Age (Co-applicant) 18 to 65 years 18 to 65 years
Loan Amount ₹ 3 lakh – ₹ 5 crore ₹ 3 lakh – ₹ 5 crore