Home Loan Solutions That Fit Just Right
ICICI HFC helps you avail the Government’s PMAY-Urban 2.0 home loan subsidy scheme – so that you can finally own a place that’s truly yours. Crores have benefited already. Don’t miss out on this limited application window.
Approved Primary Lending institution under PMAY-U 2.0
End-to-end support from loan application to subsidy application
Customized home loan options aligned with PMAY guidelines
From loan to subsidy, everything is handled under one roof
Check Your Subsidy in Seconds
PMAY Subsidy Amount
₹ 1,80,000
PMAY Annual Subsidy Amount
₹ 36,000
PMAY subsidy is subject to eligibility criteria.
Actual subsidy may vary based on government guidelines.
Check Your Eligibility for an ICICI HFC Home Loan
Criteria | Details |
|---|---|
Homebuyer Status | First-time homebuyer (no pucca house owned by self or family) |
Family Definition | Husband, wife, and unmarried children |
Home Value | Up to ₹35 lakh |
Carpet Area | Up to 120 sqm |
Location | Property must be in statutory towns as per Census 2011 |
Annual Household Income | EWS (Up to ₹3 Lakh), LIG (₹3–6 Lakh), MIG (₹6–9 Lakh) |
How to Apply for a PMAY-linked Home Loan
Step 1: Check Eligibility
Get to know if you qualify for PMAY-U 2.0 using our online tool
Step 2: Apply for Home Loan
Your RM will guide you while submitting your ICICI HFC loan application
Step 3: Loan Assessment
We verify your application, conduct a valuation, and sanction the loan
Step 4: Ready for Disbursal
The home loan is ready for you. We release the loan
Step 5: Subsidy Application
After disbursal, ICICI HFC helps you submit the PMAY-U subsidy claim
Step 6: Subsidy Credited to Account
Once approved by Govt., the interest subsidy is credited to your loan account by us
Become an ICICI HFC Home Loan Customer
Hear from Our PMAY Customers
S Ramesh
Bangalore, Karnataka
The ICICI representative was a very good person and made everything very easy.
Chandan Mal Soni
Jalor, Rajasthan
All services were good and ICICI staff was good too.
Delli Babu
Chennai, Tamil Nadu
All doubts were clarified during the loan process by ICICI staff.
Prafful Solanki
Bundi, Rajasthan
The ICICI representative was very sincere and respectful man.
The Pradhan Mantri Awas Yojana 2.0 (PMAY 2.0) is a government house scheme aimed at making home ownership affordable for all. Under this PM home loan scheme, eligible applicants can get a subsidy in housing loan interest rates, reducing their overall EMI. ICICI HFC assists applicants in applying for this government scheme. For complete details, you can visit the official Government PMAY page.
Frequently Asked Questions
Still got questions? We have answered them. Select the category to explore the FAQs.