Gold Loan Calculator

Wish to find out your EMI amount for Gold Loan? You can do it easily and instantly with our Gold Loan calculator. It has been designed to help you make a quick assessment of the EMIs on the loan amount at various rates of interest.

To use the Gold Loan Calculator, just enter your desired loan tenure, and the loan amount you need. Now select a rate of interest. Click on the Calculate tab, That's it! The EMI amount will appear on the screen instantly.

 

Key features of our Gold Loan

Quick Loan Disbursement
Quick Loan Disbursement

Fixed Interest Rate
Fixed Interest Rate

No Hidden Charges
No Hidden Charges

Repay the entire amount along with interest at the end of the term
Repay the entire amount along with interest at the end of the term

Calculate Gold Loan EMI

Gold Loan Amount
Ten Thousand



Loan Tenure
12 Months

Months
Rate of Interest

%

Interest Per Month

--

Total Interest Amount

--


Bullet Repayment Amount

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FAQs for Gold Loan 

The major benefits that a gold loan from ICICI HFC offers you non-jumping interest rate. It will remain constant during the tenure of your loan.

If you repay your loan before the end of your tenure, your gold will be returned to you instantly and you can save on further interest payments.

High-grade features vault to ensure your gold is under surveillance and protected at all times. 

  • Minimum interest 13%
  • Maximum interest 17%
  • Processing Fee 0.25% to 1% as per the loan amount

At every branch of ICICI Home Finance, there is a professional valuer who measures the purity of your gold. This value is considered along with the per-gram price of gold on that day, and the value of your gold loan is calculated.

You can repay the gold loan through online fund transfer. Your gold is released as soon as your loan amount is realised, so you can save on interest payments if you are able to repay your loan before your tenure ends. 

There is a penal interest of 6% per annum, which is payable in case of any delay in repayment of your loan.

Yes, you can prepay your loan, without any prepayment charges. 

No

The vault in which we store your gold has multiple high-grade features that ensure your gold is under surveillance and protected at all times. 

No

You can get a gold loan of as little as ₹ 10,000. A gold loan is a quick and easy way to resolve any stress related to financial emergencies, be it personal or business-related. Just a few hours, and you can arrange the money you need. 

Gold Loan Enquiry

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