Make your property your strength
Sometimes, financial needs can’t wait — whether for your home, your family, or your business. With ICICI HFC Loan Against Property, the value of your property supports your immediate need for funds.
For business or personal needs, get loans up to ₹3 crores
Urgent needs can't wait. Get funds fast with our quick process
An RM is assigned to you to provide help from start to finish
Enjoy a quick and easy verification of income and documents
Fast Process = Funds on Time
Step 1: Submit Form
Complete the online application, and get an RM assigned instantly for assistance
Step 2: Login Fee
A non-refundable login fee (₹3,000 onwards + applicable taxes) is payable as per property type
Step 3: Documentation Process
Our online process makes it easy to fetch your documents digitally and conduct a personal discussion
Step 4: Processing Fee
A processing fee (1.0% - 3.0% of loan amount + applicable taxes) is payable based as per property type
Step 5: Get the Loan
Receive funds promptly in your account for all business or personal purposes
Various Properties financed
Residential Built-up
Apartment, Bungalow, Row House
Commercial Built-up
Shop, Office
Industrial Built up
Factory/Plant, Warehouse
Special Properties
Hotel, Hospital, School, College, Institute
Essential Documents for Your Loan
Basic Eligibility Criteria
Criteria | Salaried | Self-Employed |
|---|---|---|
Maximum Loan Amount | ₹3 crore | ₹3 crore |
Age | 21 to 60 years | 23 to 70 years |
Bureau Score | 700+ | 700+ |
Work Experience/Vintage | Minimum 2 years in current company and 8 in total | Minimum 2 years in current business and 3 in total |
Minimum Income | ₹12,000+ per month | ₹1.5 lakh+ per annum |
Disclaimer: Subject to ICICI HFC internal policies
Check Your EMI for LAP
EMI Calculator
home-loan-emi-cal
Your EMI
₹ 8,998/Month
Repayment Amount
₹ 21,59,343
Interest Amount
₹ 11,59,343
For representation purposes only. Final values may vary subject to company policy.
Understanding Your Fees
Charges | Details |
|---|---|
Interest Rate Range | Fixed Rate - 14.15% - 23.00% Floating Rate - 11.15% - 18.00% |
Login Fee | ₹3,000 onwards + applicable taxes |
Processing Fee | 1.0% - 3.0% of loan amount + applicable taxes |
Hear from Our Satisfied LAP Customers
S Ramesh
Bangalore, Karnataka
The ICICI representative was a very good person and made everything very easy.
Chandan Mal Soni
Jalor, Rajasthan
All services were good and ICICI staff was good too.
Prafful Solanki
Bundi, Rajasthan
The ICICI representative was very sincere and respectful man.
Kumarjit K Bhattacharjee
Bangalore, Karnataka
The ICICI representative was an excellent help in the process.
A loan against property lets you use your residential or commercial property as security to raise funds for business or personal purposes. At ICICI HFC, you can apply for a mortgage loan to finance business expansion, education, medical expenses, weddings, or even transfer an existing loan and avail a top-up. The loan is repaid in fixed EMIs over a chosen tenure, with interest rates on the loan against property depending on your eligibility and property type.
Frequently Asked Questions
Still got questions? We have answered them. Select the category to explore the FAQs.