ICICI Home Finance Company

ಯಾವುದೇ ಸಮಯದಲ್ಲಿ ಅನಿರೀಕ್ಷಿತ ವೆಚ್ಚಗಳು ಬಂದೊದಗಬಹುದು, ಮತ್ತು ಹಠಾತ್‌ ಅನಿರೀಕ್ಷಿತ ತುರ್ತು ಪರಿಸ್ಥಿತಿಯನ್ನು ನಿಭಾಯಿಸಲು ನೀವು ಸಾಲ ಪಡೆಯುವುದು ಅನಿವಾರ್ಯವಾಗಬಹುದುನಿಮ್ಮ ಹಣಕಾಸಿನ ಅಗತ್ಯಗಳನ್ನು ಪೂರೈಸಲು ಸಾಮಾನ್ಯವಾಗಿ ಸಾಲಗಳು ಹೆಚ್ಚು ಸೂಕ್ತ ಮಾರ್ಗಗಳು. ಗೃಹ ಸಾಲ ಇನ್ನೊಂದು ಬಗೆಯ ಸಾಲವಾಗಿದ್ದು, ಅದನ್ನು ನೀವು ನಿಮ್ಮ ಇಚ್ಛೆಯ ಮನೆಯ ಮಾಲೀಕತ್ವ ಹೊಂದಲು ಆಯ್ಕೆ ಮಾಡಬಹುದು. ಸಾಲಗಳು, ವೈಯಕ್ತಿಕವಾಗಿರಲು ಅಥವಾ ಗೃಹ ಆಗಿರಲಿ, ಮೂಲ ಮೊತ್ತ ಮತ್ತು ಬಡ್ಡಿಯನ್ನು ಸಮೀಕರಿಸಿದ ಮಾಸಿಕ ಕಂತುಗಳ (EMI) ಪಾವತಿಯ ಆಧಾರದ ಮೇಲೆ ನೀಡಲಾಗುತ್ತದೆ

ಬಹುತೇಕ ಜನರು ಅವರ ಹಣಕಾಸಿನ ಕನಸನ್ನು ಅರಿಯಲು ಸಾಲದ ಮೇಲೆ ಅವಲಂಬಿತರಾಗುತ್ತಾರೆ. ವೈಯಕ್ತಿಕ ಸಾಲದ ಅರ್ಹತೆಗೆ ಒಂದು ಮಾನದಂಡವೆಂದರೆ ಸೂಕ್ತ CIBIL ಸ್ಕೋರ್. ವ್ಯಕ್ತಿಯ ಸಾಲದ ದಾಖಲೆಗಳನ್ನು ಕ್ರೆಡಿಟ್‌ ರಿಪೋರ್ಟಿಂಗ್‌ ಏಜೆನ್ಸಿಗಳು, ವಿಶೇಷವಾಗಿ CIBIL ನಿರ್ವಹಿಸುತ್ತದೆ, ಇದು ಕ್ರೆಡಿಟ್‌ ಇನ್ಫಾರ್ಮೇಷನ್‌ ಬ್ಯೂರೋದ ಸಂಕ್ಷಿಪ್ತ ರೂಪವಾಗಿದೆ. CIBIL ಸ್ಕೋರ್‌ ಎಂಬುದು ಮೂರು-ಅಂಕಿಯ ಸಂಖ್ಯೆಯಾಗಿದ್ದು ಬ್ಯಾಂಕುಗಳು ಮತ್ತು ಇತರ ಹಣಕಾಸು ಸಂಸ್ಥೆಗಳಿಂದ ವ್ಯಕ್ತಿಯ ಸಾಲದ ಪಾವತಿ ಇತಿಹಾಸ ಬಳಸಿ ಪಡೆಯಲಾಗುತ್ತದೆ

ಡಿಜಿಟಲೀಕರಣ ನೆಟ್‌ ಬ್ಯಾಂಕಿಂಗ್‌ ಹಾಗೂ ಮೊಬೈಲ್‌ ಬ್ಯಾಂಕಿಂಗ್‌ಗೆ ಮಾರ್ಗ ಮಾಡಿಕೊಟ್ಟಿದೆ, ಇದು ಬ್ಯಾಂಕಿಂಗ್‌ ಉದ್ಯಮದಲ್ಲಿ ಕ್ರಾಂತಿ ಉಂಟುಮಾಡಿದೆ. ಭಾರತ ಸರ್ಕಾರವು 2010 ರಲ್ಲಿ ಪ್ರತಿ ನಾಗರಿಕನ ಬಯೋಮೆಟ್ರಿಕ್ ಮೌಲ್ಯಗಳನ್ನು ಸೆರೆಹಿಡಿದು ಸಂಗ್ರಹಿಸಿದ ನಂತರ ಒಂದು ವಿಶೇಷ ಗುರುತಿನ ಸಂಖ್ಯೆಗಾಗಿ ಒಂದು ಉಪಕ್ರಮವು 12-ಅಂಕಿಯ ಸಂಖ್ಯೆಯೊಂದಿಗೆ ಆಧಾರ್ ಕಾರ್ಡ್ ಅನ್ನು ಪಡೆಯಿತು. ಆಧಾರ್‌ ಗುರುತಿನ ಚೀಟಿ ಸರ್ಕಾರ ನೀಡುವ ಲಾಭಗಳ ಜೊತೆಗೆ, ಬ್ಯಾಂಕುಗಳು ನೀಡುವ ವಿವಿಧ ಸೇವೆಗಳನ್ನು ಜನರಿಗೆ ಲಭ್ಯವಾಗಿಸುತ್ತದೆ.

ಕೆಲವೊಮ್ಮೆ ನೀವು ಅನಿರೀಕ್ಷಿತ ವೆಚ್ಚಗಳನ್ನು ಪೂರೈಸಲು ನೀವು ಹಣವನ್ನು ಸಾಲ ಪಡೆಯಬೇಕಾಗುತ್ತದೆ. ನೀವು ಬ್ಯಾಂಕ್‌ನಂತಹ ಹಣಕಾಸು ಸಮಸ್ಥೆಗಳಿಂದ ನಿರ್ದಿಷ್ಟ ವರ್ಷಗಳವರೆಗೆ ಸಮೀಕರಿಸಿದ ಮಾಸಿಕ ಕಂತುಗಳು ((EMI) ಮೂಲಕ ಮರುಪಾವತಿಸುವ ಷರತ್ತಿನ ಮೇಲೆ ವೈಯಕ್ತಿಕ ಸಾಲ ಪಡೆಯುತ್ತೀರಿ. ನಿನ್ನ ಸನ್ನಿವೇಶ ಬದಲಾಗುತ್ತದೆ, ಮತ್ತು ಕೆಲ ನೈಜ ಕಾರಣಗಳಿಂದ ನಿಮಗೆ ಸಾಲ ಮರುಪಾವತಿಸುವುದು ಕಷ್ಟವಾಗುತ್ತದೆ.

There are times when you have to borrow money to meet unprecedented expenses. You take a personal loan from financial institutions like a bank on the condition of paying it in equated monthly instalments (EMI) for certain number of years. Your situation changes, and you find it difficult to repay the loan for some genuine reasons.

Your home is a place that gives you a sense of comfort and feeling, a space where you spend precious moments with your loved ones. And that is precisely why your home needs to be both aesthetically appealing and comfortable at the same time.

Are you planning to buy a home and apply for a home loan? Are you confused about which documents are required for a home loan in 2022 and the home loan eligibility criteria for a salaried person?

A housing loan, often known as a mortgage, is a sum of money obtained by an individual, typically from lending organizations. The borrower is required to repay the loan amount plus interest in Equated Monthly Instalments (EMIs) over a period of time. ICICI HFC is known for its innovative and affordable housing loans. Financing can be obtained for up to 80% - 90% of the market value of the home.

A housing loan, often known as a mortgage, is a sum of money obtained by an individual, typically from lending organizations. The borrower is required to repay the loan amount plus interest in Equated Monthly Instalments (EMIs) over a period of time. ICICI HFC is known for its innovative and affordable housing loans. Financing can be obtained for up to 80% - 90% of the market value of the home. One of the leading housing loan providers offering the most affordable housing loan is ICICI HFC’s Apna Ghar home loan. Here in this article, we will discuss the ICICI HFC Apna Ghar home loan, including the features of the affordable home loan.

Getting a home loan is an integral step toward acquiring the home of your dreams. It is the determining step between you and your dream home. To get a home loan with ICICI HFC, a person just has to complete some formalities with the bank, and the loan will get sanctioned within 3 to 5 days.

A housing loan, often known as a mortgage, is a sum of money obtained by an individual, typically from lending organizations. The borrower is required to repay the loan amount plus interest in Equated Monthly Instalments (EMIs) over a period of time. ICICI HFC is known for its innovative and affordable housing loans. Financing can be obtained for up to 80% - 90% of the market value of the home. One of the leading housing loan providers offering the most affordable housing loan is ICICI HFC’s Apna Ghar home loan. Here in this article, we will discuss the ICICI HFC Apna Ghar home loan, including the features of the affordable home loan.

Fixed deposits are a safe way of investing as they ensure constant stable interest rates, special interest rates for senior citizens, a variety of interest payment methods, no market risks, and income tax benefits.Fixed deposit accounts are appropriate for those people who are risk averse in terms of their investments. In fixed deposits, the interest is accumulated on the deposited amount over a stipulated period of time raning from monthly, quarterly and yearly. The interest rate on deposits ranges from 3% p.a. to 9.54 % p.a. depending upon the tenure.

Fixed deposits are a safe way of investing as they ensure constant stable interest rates, special interest rates for senior citizens, a variety of interest payment methods, no market risks, and income tax benefits.Fixed deposit accounts are appropriate for those people who are risk averse in terms of their investments. In fixed deposits, the interest is accumulated on the deposited amount over a stipulated period of time raning from monthly, quarterly and yearly. The interest rate on deposits ranges from 3% p.a. to 9.54 % p.a. depending upon the tenure.

A home loan, often known as a mortgage, is a sum of money obtained by an individual, typically from banks and lending institutions. The borrower is required to repay the loan amount plus interest in Equated Monthly Instalments (EMIs) over a period of time that can range from 10 to 30 years, depending on the type of the loan and the company’s policy. A lower CIBIL score can be a hurdle for many individuals looking for home loans.