About the Company

ICICI Home Finance Company Limited (ICICI HFC) is a Housing Finance Company regulated by Reserve Bank of India (RBI) and is a wholly-owned subsidiary of ICICI Bank Ltd.

A part of the 69-year old ICICI Group, the vision of ICICI Home Finance is to make the dream of owning a new home come true, for millions of Indians. The primary business of the company is to provide a range of home loans and home improvement loans, office premises loans, home equity loans, loan against property to customers and construction finance to developers.

The company recently introduced a gold loan product in select cities. Fixed Deposit issued by ICICI Housing Finance company is rated AAA/Stable by CRISIL, AAA/Stable by ICRA and AAA/Stable by CARE.

Spearheaded by MD & CEO Vineeta Rajadhyaksha, the company is managed by a team of professionals with rich and diversified experience in banking and financial services primarily from the ICICI Group. Today, the company has over 4500+ employees as compared to 332+ employees in March 2018. From six branches in 2017, the company has grown its footprint to 215+ standalone branches, including 15 zonal offices in the country.

Key Facts and Figures


Consistent Highest rating by the credit rating Agency ICRA

10,000+ & growing !

Strong distribution network across country

4500+ & growing !


₹ 15,000+ Crore & growing !

Disbursement of loan

Values that guide us

Customer Commitment

Products and services

Home Loans

We offer a wide range of Home Loan products:-
New Home loan
Home Loan Balance Transfer
Home improvement Loan
Plot Loan
Top-up Loan
Commercial Loan

They are designed to meet the requirements of our customers. Our strengths lie in our quick processing and disbursement of loans, minimal documentation, doorstep customer service and nationwide network.

Loan Against property

Our extensive range of Loan Against Property products enables property owners to unlock the wealth of their real estate assets.

Fixed Deposit

ICICI Home Finance Fixed Deposits are safe and yield maximum returns. Our Fixed Deposit scheme has been granted the credit rating of FAAA/Stable by CRISIL, MAAA/Stable by ICRA and AAA/Stable by CARE.

Gold Loan

ICICIHFC Gold loan processing is completed in just a few hours, as we have quality experts at ICICI HFC branch who assists in unlocking the value of the Gold instantly.

Construction Finance

ICICI HFC offers developers requisite funds for their proposed or ongoing construction projects across the life cycle of project development. We partner with developers & builders to support end to end project requirements of Residential and Commercial projects. The Construction Finance Group of ICICI Home Finance is instrumental in helping developers convert these opportunities to revenue-generating projects. Our focus is mainly on affordable projects, aligning with affordable housing goal of the government.

ICICI Success

Board Composition and Leadership

Our Board members are the Pillars of the company success and brings a wealth of experience, leadership to ICICI Home Finance. The team is focused on strengthening ICICI HFC to grow and provide compelling opportunities to everyone associated with it.

Rakesh Jha  at ICICI Home Finance

Rakesh Jha

Non-Executive Director

Atul Arora

Mr. Atul Arora

Non-Executive Director

Vineeta Rajadhyaksha at ICICI Home Finance

Vineeta Rajadhyaksha

Managing Director & CEO

S. Santhanakrishnan, Independent Director at ICICI Home Finance

S. Santhanakrishnan

Independent Director

G. Gopalakrishna, Chairman at ICICI Home Finance

G. Gopalakrishna

Independent Director


Sandhya Gadkari Sharma

Independent Director

Directors Resigned

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Retirement of Anirudh Kamani

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Retirement of Vinod Kumar Dhall

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Withdrawal of nomination of Zeenat Amin Hamirani

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Notice of Resignation of Anup Bagchi

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Notice of Resignation of Supritha Shetty

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Notice of Withdrawal of Nomination of Sanjay Singhvi